Last updated: September 2, 2026 Welcome to The Backup Trade. These Terms of Use ("**Terms**") are a binding agreement between The Backup Trade ("**The Backup Trade**," "**we**," "**us**," or "**our**") and you, and govern your access to and use of thebackuptrade.com, our newsletter, and related content and services (the "**Services**"). By using the Services in any way, you agree to these Terms. If you do not agree, please do not use the Services. Some of the Services are delivered through the beehiiv platform, which hosts our pages and delivers our emails. Your use of the Services may also be subject to beehiiv's own terms of use and privacy policy. ## 1. Acceptance and Changes By accessing or using the Services, you accept these Terms. We may update these Terms from time to time by posting a revised version and updating the date above. Your continued use of the Services after an update means you accept the changes. ## 2. Eligibility The Services are intended for individuals who are at least 18 years old. By using the Services, you represent that you are 18 or older. We may suspend or end your access if we reasonably believe you are under 18. ## 3. Subscriptions and Account Security Our newsletter is free to subscribe to. When you subscribe, you agree to provide accurate, current, and complete information and to keep it up to date. You are responsible for any activity under your subscription and for keeping any login details confidential. Tell us promptly at [email protected] if you believe your subscription has been accessed without authorization. ## 4. Acceptable Use We grant you a limited, personal, non-exclusive, non-transferable license to access and use the Services for your own personal, non-commercial use. You agree not to: - copy, modify, sell, redistribute, or create derivative works from the Services or our content without our written permission; - reverse engineer or attempt to extract our source code; - scrape, crawl, or harvest data from the Services by automated means; - use the Services for any unlawful purpose or to infringe anyone's rights; or - interfere with or disrupt the Services. ## 5. Intellectual Property The Services and their content — including text, graphics, logos, and The Backup Trade's name and brand (the "Marks") — are owned by The Backup Trade or its licensors and are protected by intellectual property laws. We reserve all rights not expressly granted. You may not use the Marks without our prior written permission. ## 6. Not Financial Advice The Backup Trade is published for general information and educational purposes only. It is not investment, financial, legal, or tax advice, and nothing in the Services is a recommendation, offer, or solicitation to buy or sell any security or other financial product. We are not registered brokers, dealers, or investment advisers, and we do not provide personalized advice. Any opinions, strategies, or examples are general in nature and may not be suitable for you. Trading and investing involve risk, including the possible loss of principal, and past performance does not guarantee future results. You are solely responsible for your own decisions, and you should do your own research and consult a licensed professional before acting. Any forward-looking statements are not guarantees, and actual results may differ. Our team, owners, or partners may hold positions in, or have relationships with, companies or assets discussed, and we are under no obligation to disclose or update these. ## 7. Advertising, Affiliates, and Sponsorships The Services may include advertising, sponsored content, and affiliate links. If you click an affiliate link and make a purchase, we may earn a commission. Sponsored items will be labeled. The presence of an ad or link is not an endorsement. ## 8. Third-Party Links The Services may link to third-party websites we do not control. We are not responsible for their content, products, or practices, and you use them at your own risk. ## 9. Disclaimer of Warranties THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, TO THE FULLEST EXTENT PERMITTED BY LAW. WE DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, AND DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY CONTENT IS ACCURATE OR COMPLETE. ## 10. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY LAW, THE BACKUP TRADE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR FOR ANY LOST PROFITS, TRADING OR INVESTMENT LOSSES, DATA, OR GOODWILL, ARISING FROM OR RELATING TO THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). ## 11. Indemnification You agree to indemnify and hold harmless The Backup Trade and its officers, employees, and agents from any claims, damages, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your breach of these Terms, or your violation of any third party's rights. ## 12. Termination We may suspend or terminate your access to the Services at any time if you breach these Terms or for any other reason. Provisions that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and indemnity) will continue to apply. ## 13. General These Terms, together with our Privacy Policy, are the entire agreement between you and The Backup Trade regarding the Services and supersede any prior agreement. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them on notice to you. ## 14. Contact The Backup Trade Email: [email protected] Website: thebackuptrade.com